Finance
Opening a Second Branch: A Readiness Checklist for PH Small Lenders
Second branch readiness checklist for PH lenders: a 10-point score, a month-by-month float table, SEC, BIR and permit steps in order, and…
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Finance
Fake Payment Screenshots: Verify E-Wallet Repayments Before You Post
A GCash or Maya screenshot is a claim, not a payment. A five-point check, desk split and weekly reconciliation so PH lenders…
Finance
Unfair Debt Collection Practices: A Collector Check for PH Lenders
SEC MC 18 bans eight unfair debt collection practices. Turn it into a PH collector check: the day-15 count, who you may…
Finance
Credit Investigation Checklist: What PH Loan Officers Verify on the Home Visit
A credit investigation checklist for Philippine lenders: what to verify on the home and business visit, evidence to file, a worked income…
Finance
Duplicate Borrower Check: Stop One Borrower Holding Loans at Two Branches
Duplicate borrower check for Philippine multi-branch lenders: matching rules, Filipino name normalization, combined exposure math, privacy limits, and a pre-release checklist.
Finance
SEC Interest Rate Cap on ₱10,000 Loans: A Pricing Check for PH Lenders
The SEC caps on small loans since April 2026: 6% nominal, 12% effective a month with fees, 5% penalties, 100% total cost.…
Finance
Loan Disclosure Statement: What PH Borrowers Must See Before They Sign
Loan disclosure statement for Philippine lenders: seven Truth in Lending Act items, a worked peso example, sign-off release gate, and when to…
Finance
Post-Dated Check Register: Stop Losing Track of PDCs Before They Bounce
Post-dated check register for Philippine lenders: fields per check, status lifecycle, accept/refuse/cash-only rules, daily deposit routine, returned-check steps, and a worked peso…
Finance
Write-Off Approval Chain: Who Must Sign Before You Stop Chasing a PH Loan
Write-off approval chain for Philippine lenders: role × peso-band table, evidence pack, desk checklist, worked peso example, and how to freeze collections…
Finance
Maturity Date vs Last Installment: Stop Schedule Confusion on PH Loan Desks
When LMS maturity and the last installment due disagree, PH desks get false PAR and angry borrowers — decision table, 8-step checklist,…
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