Startup lender: first 90 days to cashflow positive
A 90-day playbook for startup lenders to reach cashflow-positive habits with one product, tight posting, and early PAR control.
A 90-day playbook for startup lenders to reach cashflow-positive habits with one product, tight posting, and early PAR control.
Pilot one branch, prove collections and reporting, then roll out roles and products to the next sites.
Investors want clean PAR, repayment rates, and auditability. An LMS makes that evidence exportable.
Every parallel spreadsheet becomes a second ledger. Migrate due lists and receipts into the system of record.
Train on search, application intake, schedule review, and repayment posting. Keep a sandbox for practice.
APIs connect payments, SMS, and credit scoring without retyping data. Start with read endpoints, then write carefully.
Own your borrower and loan data in systems you control. Favor open export, APIs, and clear role permissions.
Startup lenders should prioritize borrower CRM, schedules, repayments, and simple reports before advanced modules.