Savings products as a second revenue line for small lenders
Turn MFI savings products into a real second revenue line with fees, float, retention, and tight cash controls.
Category: Savings
Savings goals and passbook-style history for members
Members trust visible deposit history. Keep immutable postings and printable summaries.
How savings interest posting should work in MFI software
Define accrual vs payout rules, posting frequency, and reversal controls before you automate interest.
Savings vs loan accounts: keep ledgers separate in your LMS
Mixing savings and loan balances in one informal sheet creates risk. Separate products, postings, and statements.
Savings products inside a microfinance LMS: what to configure first
Start with savings product types, interest posting rules, and teller permissions before you open accounts at scale.