Cross-sell: when a borrower is ready for a second loan
Know when a microfinance borrower is ready for a second loan—signals, timing, step-ups, and LMS eligibility flags.
Know when a microfinance borrower is ready for a second loan—signals, timing, step-ups, and LMS eligibility flags.
Price a ₱10,000 microloan for real profit—balance interest, fees, ops cost, and credit loss with clear unit economics.
Add a second product only when collections, KYC, and reporting are stable on the first.
Watch projected collections vs actuals weekly. Your LMS should highlight gaps by product and branch.
Price for cost of funds, risk, and ops effort. Your LMS should show expected cashflows per product.
Before you scale a ₱10,000 microloan book, lock KYC steps, repayment rules, and collector routes inside your loan ops software.
Running a ₱10k loan business on spreadsheets breaks as volume grows. A dedicated LMS tracks disbursements, due dates, and receipts cleanly.